SpeedyMoney Payday Loans



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  483 Riley Street Surry Hills, NSW 2010, Australia, Surry Hills2010, NSW, Australia, Surry Hills, New South Wales 2010, Australia

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  1300 271 902 00

Contacts

483 Riley Street Surry Hills, NSW 2010, Australia, Surry Hills2010, NSW, Australia, Surry Hills, New South Wales 2010

www.speedymoney.com.au/payday-loan

1300 271 902 00

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Working time

Monday
10:00-17:00
Tuesday
10:00-17:00
Wednesday
10:00-17:00
Thursday
10:00-17:00
Friday
10:00-17:00
Saturday
10:00-16:00

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Description

So what exactly is a Payday Loan? Essentially its a small loan with repayments that are aligned with the borrowers pay day. The term originated from the UK where payday lending has experienced massive growth over the past decade but now is outstripped by the United States in terms of volume of loans. Its also becoming better known in Australia as its a convenient way of obtaining credit in a fast, hassle-free process thats totally online. Statistics show that a borrower is more likely to meet their repayments if they are scheduled to come out on their pay day. It also takes the hassle out of having to budget for a repayment or remember when a repayment falls due.
One of the major differences between Payday Loans in Australia and the rest of the world, is the cap on fees introduced by the Australian Government. This is good news for borrowers in that small loans under $2000 and between 16 days and 12 months in duration are capped to a 20% establishment fee and a 4% monthly fee. Its a simple fee structure thats easy to understand and almost universally charged by all payday lenders. Most of our loans are around 30 days in duration, but Payday Loans can be longer. This means that if you applied for a $400 loan over 30 days then your total repayments equal $496.
We can offer Payday Loans economically because the entire process is online, from your application right through to when your loan is repaid. The application takes as little as 5 minutes and youll have an answer in less than an hour.
http://www.speedymoney.com.au/Payday-Loan


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Keywords: Legal & Financial,Banking,Loan Agencies